Do I need to get insurance for my Rottweiler?

Do I need to get insurance for my Rottweiler?

For centuries, the Rottweiler has served as a powerful human guardian. He has a long lineage dating back to the ancient Romans, who used mastiffs in their armies.

Many Roman legion dogs ended up working as livestock herders in Rottweil, Germany when the Empire fell. Because of their well-trained nature, Rottweilers were used by local butchers to bring meat to market on miniature carts. The Rottweiler Metzgerhund, or Butcher's Dog of Rottweiler, was given to them there, and the rest of the name has lasted ever since.

Do I need to get insurance for my Rottweiler?

Many of today's Rottweilers are still used in the workplace, but they are also frequent pets in American households. In spite of their reputation for being distant and uninterested, they are really quite friendly with children as well as other animals in their care.

Have a look at the introduction to the Rottweilers community by proud dog parents before diving into the details. Become a member and receive freebies and the latest information on canines when you join the community today. Fill out the form at the bottom of this page to begin the process of becoming a member.

Common health issues in Rottweiler

Even though males tend to be somewhat bigger than females, Rottweilers are generally robust and healthy canines. Because the Rottie breed has a history of health issues, it's important to know what they are so that you can protect yourself and your dog from them in the future.

Dysplasia of the Hips

Rottweilers have hip dysplasia more often than other breeds, despite the fact that responsible breeders take considerable pains - such as avoiding breeding any puppies known to be afflicted - to eradicate the inherited abnormality.

Hip dysplasia occurs when the ball and socket joint that allows for fluid movement is misaligned, which is most often the case at birth. The condition worsens with time and may result in joint pain, stiffness, and even arthritic symptoms.

It is possible to get a diagnosis of hip dysplasia using X-rays, and the severity of the problem will be assessed before treatment options are determined. Even though these procedures have a high success rate, they may cost anywhere from $2,000 to $3,500, not including the expense of post-operative care.

Dysplasia of the elbow

Although it has an uncanny resemblance to hip dysplasia, this disorder affects just the elbow joint. Hip dysplasia may induce complete dislocation. However, it is more likely to produce discomfort and mobility limitations than a total dislocation. Even while the procedure costs $2,000-$3,000, it's becoming more widespread and has a high success rate. However, it still comes with a price tag.

Stenosis of the Aorta

As a result of a blockage in one of the heart's ventricles, blood circulation to the heart is impeded, resulting in angina pectoris. So the heart of a dog with this condition has to work far harder than it otherwise would in order to provide the body with enough blood it requires. As a result, the organ becomes overworked, increasing the risk of a heart attack.

Rottweiler owners and their veterinarians should keep an eye on their dog's heart health since this problem may emerge even in young Rottweilers. Dietary changes and medication are generally all that is needed to manage the illness if it is discovered early. In more extreme circumstances, dogs may now have heart surgery that was previously reserved for humans. Between $10,000 and $15,000 in most situations, they may extend a dog's life dramatically. However, as you would think, they are pricey.

They may never encounter any of the situations we have just outlined, yet they are all common to the Rottweiler. In the event that a dog, like people, becomes ill or wounded, they too need access to high-quality medical treatment on a periodic basis.

However, pet owners and their financial accounts are sometimes caught off guard by unexpected vet bills such as an unexpected emergency visit or the need for surgery when they can't prepare for their pet's yearly examination, vital vaccinations, and regular tests. Increasing numbers of Rottweiler parents are thus purchasing pet insurance to cover any unanticipated costs that may come in the future.

Pet insurance isn't for everyone, but it's a good idea for Rottweiler owners who want to make sure their dog has access to the treatment he needs when he needs it.

Cost for Insuring a Rottweiler

Naturally, the first thing people inquire about when considering obtaining pet insurance is the cost. There is no one-size-fits-all approach to the price of pet insurance on each dog or cat, though. According to a pet's age, breed, present health, and the degree of coverage required, as well as the deductible amount, premiums will vary.

To give you an idea of how much pet insurance for the Rottweiler would cost, we ran two example quotations for a couple of Rotties you know and tested them out.

In the first case was Maximus, a six-month-old male pup who is presently in excellent condition. We were given three basic alternatives from a well-known pet insurance company:

  • $209.60 - deductible is zero
  • $122.55 - $200-deductible.
  • $68.51 - deductible of $700

Afterward, we obtained a price for our five-year-old Rottweiler, Agripina, who is a female. Following are the breakdowns of her insurance expenses for pets.

  • $328.54 - deductible is zero
  • $190.40 to cover the $200-deductible.
  • $104.64 - deductible of $700

A quotation you get will be unique to your dog, his or her present health, and life stage since these prices are from a single insurance firm and only cover two dogs. There are a lot of variables to consider when deciding whether or not to get insurance for your dog.

 


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